Terms of Use

1. Acceptance of Terms

By accessing and using the Gestor de Dinero website at gestordedinero.com, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website. These terms apply to all visitors and users of the website.

2. Description of the Service

Gestor de Dinero is an educational web platform that provides informational content about household budget organisation, expense categorisation, spending pattern analysis, and savings goal methodology. The content provided is for educational and informational purposes only. Nothing on this website constitutes financial advice, investment advice, or professional financial planning services.

3. Educational Purpose and Limitations

All content on this website is provided for general educational purposes. The budget methodologies, frameworks, and tools described are presented as educational resources to help users understand household financial management concepts. Users are responsible for making their own financial decisions. Gestor de Dinero does not provide personalised financial recommendations.

4. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Gestor de Dinero or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this website without prior written permission.

5. Acceptable Use

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You must not:

• Use the website in any way that violates applicable laws or regulations
• Transmit any unsolicited or unauthorised advertising material
• Attempt to gain unauthorised access to any part of the website or its related systems
• Use automated tools to scrape, crawl, or extract content from the website without permission

6. Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis. Gestor de Dinero makes no warranties, express or implied, regarding the accuracy, completeness, or suitability of the information provided. We do not warrant that the website will be available at all times or free from errors.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Gestor de Dinero shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of or inability to use this website or its content. This includes, without limitation, any financial decisions made based on information found on this website.

8. Third-Party Links

This website may contain links to third-party websites. These links are provided for convenience only. Gestor de Dinero has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

9. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Spain. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Burgos, Spain.

10. Changes to These Terms

We may revise these Terms of Use at any time. The date at the top of this page indicates when the terms were last updated. Continued use of the website after any changes constitutes acceptance of the revised terms.

11. Contact

For questions about these Terms of Use, contact us at info@gestordedinero.com or C. Vitoria, 167, 09007 Burgos, Spain.